If there’s something we can all agree on, it’s the fact that saving money is no fun to deal with. You know that but you also know that it’s necessary to prepare for future college costs.

U-Nest: Save Money for Kids, developed by U-Nest, LLC, is a terrific app to get and keep you on the right track for long-term college savings.

Concept and Functionality:

From the start, it’s obvious that U-Nest was designed for optimal organization and ease-of-use. The Home screen starts right off giving you key information about the app. You can see the benefits and feel confident in the bank-level security it provides.

Before you even go through the painless 5 minute account set up process, you can access their simple as pie College Calculator. We have to admit while it is well designed and functional it’s also a bit self-serving. That is, if you had any doubts about starting on this path, once you see the numbers you’ll be hooked.

It clues you into the fact that even if you think your child will attend a public university, it’s likely to have a full cost of over $185,000. A private university can easily be double that. Wow, better start saving now.

Features:

As mentioned, U-Nest has you covered when it comes to security. These devs know their stuff and it shows. By incorporating bank-level security they make sure your information is locked down.

Of course downloading the app and setting up an account doesn’t complete the job. You now have to actually save money on a regular basis. The app shines here by making it stupid easy to move money from your savings or checking account into your college savings account.

You can start with as little as $25/month but of course, if you expect to have enough saved by the time your child is ready for college it would help to bump that number up as soon as possible. The app makes it simple to adjust your contribution at any time, up or down.

This well-designed app is no lightweight when it comes to regulations. Your account will be a tax-free 529 College Savings Plan from a company that is a fully accredited and registered Financial Advisor with the Securities and Exchange Commission.

Your tax-free 529 savings plan will grow and you’ll be helped along the way by a team of experienced financial experts and advisors with decades of experience.

Value:

U-Nest is available to download from the App Store for free, but the service itself is not free.

Our only caution is that you should be aware of that there is a relatively small $3/month/account fee and there could be other fees as well, so keep that in mind as you consider your options.

U-Nest: Save Money for Kids requires iOS 10.3 or later and is compatible with iPhone 5s or higher, iPad, and iPod Touch.

TheiPhoneAppReview’s Rating:

Source link:https://www.theiphoneappreview.com/2019/01/invest-in-your-childs-future-with-u-nest/

from : Mid Atlantic Consulting, Inc.